

CREDIT UNION SURVEY


WHO YOU ARE

WHICH ONE OF THE FOLLOWING BEST DESCRIBES YOUR CREDIT UNION'S FIELD OF
MEMBERSHIP?

	X COMMUNITY 
	X OCCUPATIONAL - SINGL GROUP
	X OCCUPATIONAL - MULTIPLE GROUP
	X ASSOCIATIONAL


WHAT TYPE OF CHARTER DOES YOUR CREDIT UNION HAVE?
X  FEDERAL
X  STATE
		

HOW MANY MEMBERS DOES YOUR CREDIT UNION HAVE?  _______________ (AN ESTIMATE IS 
FINE.)


WHAT IS YOUR ASSET SIZE?  ____________________________________ (AN ESTIMATE IS
FINE.)


WHO YOU SERVE


WHICH OF THESE SERVICES OR PROGRAMS DO YOU OFFER TO YOUR MEMBERS?

	X	CHECK -CASHING SERVICE									
	X	CHECK-CASHING FOR NON-MEBERS								
       X	INDIVIDUAL DEVELOPMENT ACCOUNTS (MEMBERS ACCOUNTS ARE MATCHED BY PARTNERS)		
       X	CRISTMAS CLUB ACCOUNT									
	X	MONEY ORDERS										
	X	RISK-BASED LENDING										
	X	SHARE-SECURED CREDIT CARDS
	X	SHARE-SECURED LOANS (OTHER THAN CREDIT CARDS)						
	X	"PAYDAY LOANS" - ALLOWS MEMBERS TO BORROW AGAINST AN UPCOMING PAYCHECK, WITH MINIMAL                                                             CREDIT CHECKS
	X	"PAYDAY LOAN SUBSTITUTES"-SMALL, SHORT-TERM UNSECURED LOANS, WITH AMORTIZATIONS OF USUALLY LESS THAN                 SIX MONTHS
	X	SPECIAL HOME MORTGAGE PROGAMS								
	X	LOW-COST INTERNATIONAL WIRE TRANSFERS SUCH AS IRNET						


 

